What it is
Mutual funds
Mutual funds bring together money from many investors and invest it in shares, bonds, or other securities through a scheme with a stated objective. Each scheme is managed by a professional fund manager within the limits set out in its offering documents. Investors own units whose value changes with the underlying investments.
They provide access to diversified portfolios without buying every holding directly. Funds are available across equity, debt, hybrid, index, and other categories, each with its own approach, costs, risk profile, and liquidity terms. Choosing a fund means matching its objective and characteristics with the investor’s financial plan.
Best suited for
| Category | Debt | Large Cap | Midcap | Smallcap | Thematic | Flexicap |
|---|---|---|---|---|---|---|
| Risk profile | Low to moderate | Moderate | High | Very high | Very high | Moderate to high |
| Suggested time horizon | 1 to 3+ years | 5+ years | 5+ years | 5+ years | 5+ years | 5+ years |
